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Simple, reliable Term Life Insurance

Who is Eligible

AARP members ages 50-74. Not a member? You can join and apply at the same time! Learn more about membership benefits.

Affordable Coverage

Choose from $10,000 to $100,000 in group protection.

Easy Application

Easily apply online in minutes. No medical exam, just health and other information.

Protect Your Family

Help your loved ones with funeral costs, rent or mortgage payments, unpaid bills and more.

Enjoy all the perks of AARP membership

The AARP Life Insurance Program is an exclusive benefit of AARP membership. But if you’re not yet a member, you can join quickly and easily with your insurance application. Becoming a member gives you access to numerous discounts and advantages, like:

  • Money-saving deals at your favorite restaurants and retailers
  • Access to insurance coverage for health, auto, home, and more
  • Exclusive travel discounts on car rentals, hotels - even cruises and tours
  • Discounted tickets for movies, shows, and concerts
  • Subscription to AARP The Magazine and AARP Bulletin
  • FREE membership for your spouse or partner

Your first life insurance statement will include your AARP membership fee — just $16 for a full year. This will be the only time this charge will appear on your life insurance statement. Yearly renewal fees will be billed separately by AARP.

Take advantage of AARP membership today. The discounts alone could pay for the cost of membership — and much more!

Need more than $100,000 in coverage?

Call New York Life's Customer Experience Team 1-800-247-2055

Monday to Friday: 8 a.m. to 8 p.m. or Saturday: 9 a.m. to 5 p.m. (ET)