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AARP Life Insurance Program from New York Life
AARP
Level Benefit
Term Life
Protection Amount
$10,000 to $150,0001
Coverage Period
Can last to age 80
Rates
Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life2
No Medical Exam
Just health questions and other information
AARP
Permanent
Life
Protection Amount
Up to $50,000
Coverage Period
Can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Just health questions and other information
AARP Permanent Life with Living Benefits
Protection Amount
Up to $100,000
Coverage Period
Can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Just health questions and other information
AARP
Guaranteed Acceptance Life
Protection Amount
Up to $25,000; Limited benefits for first 2 years
Coverage Period
Can last your entire life, guaranteed acceptance3
Rates
Guaranteed rates that never increase
No Medical Exam
No health questions; Includes extra mortality risk charge
1Up to $100,000 for NY residents.
2Rates are based on your age when you exchange.
3If you're already insured with the program, the full coverage amount may not be available.
Looking for Higher Coverage?
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Call New York Life at (800) 607-6957
Monday to Friday: 8 a.m. - 8 p.m. (ET)