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AARP Life Insurance Program from New York Life
AARP
Level Benefit
Term Life
Protection Amount
$10,000 to $150,0001
Coverage Period
Can last to age 80
Rates
Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life2
No Medical Exam
Just your health information
AARP
Permanent
Life
Protection Amount
Up to $100,000
Coverage Period
Can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Just your health information
AARP Permanent Life with Living Benefits
Protection Amount
Up to $100,000
Coverage Period
Can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Just your health information
AARP Guaranteed Acceptance Life
Protection Amount
Up to $30,0003; Limited benefits for first 2 years
Coverage Period
Can last your entire life, guaranteed acceptance4
Rates
Guaranteed rates that never increase
No Medical Exam
No health questions; Includes extra mortality risk charge
Looking for Higher Coverage?
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Call New York Life at (800) 607-6957
Monday to Friday: 8 a.m. - 8 p.m. (ET)
1Up to $100,000 for NY residents.
2Rates are based on your age when you exchange.
3Lower premiums are not available in GU, MN, MO, MT, NY, OR, USVI, with coverage to $25,000. Rates vary based on age, gender and coverage amount and
are lower than the guaranteed acceptance product previously offered, which included an accelerated benefit for terminal illness. In LA, the rates for the product
at age 80 are higher compared to the previous product, which also did not offer an accelerated benefit for terminal illness.
4If you're already insured with the program, the full coverage amount may not be available.