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AARP Life Insurance Program from New York Life Insurance Company
Level Benefit Term |
Permanent |
Guaranteed Acceptance |
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Protection Amount Up to $100,000 in protection |
Protection Amount Up to $50,000 in protection |
Protection Amount Up to $25,000 in protection; Limited benefit for first 2 years |
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Coverage Period Protection that can last to age 80 |
Coverage Period Protection that can last your entire life |
Coverage Period Guaranteed acceptance* for protection that can last your entire life - you can't be turned down |
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Rates Lower initial premiums that increase over time |
Rates Guaranteed rates that never increase for any reason |
Rates Guaranteed rates that never increase for any reason |
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No Medical Exam Acceptance is based on answers to a few health questions and other information you provide or give us permission to obtain |
No Medical Exam Acceptance based on answers to three health questions |
No Medical Exam No health questions; Includes extra mortality risk charge |
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* Guaranteed acceptance is subject to program coverage limits.