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AARP Life Insurance Program from New York Life Insurance Company

Level Benefit Term
Life Insurance »

Permanent
Life Insurance »

Guaranteed Acceptance
Life Insurance »

Protection Amount
Up to $250,000 in protection
Protection Amount
Up to $50,000 in protection
Protection Amount
Up to $25,000 in protection;
Limited benefit for first 2 years
Coverage Period
Protection that can last to age 80
Coverage Period
Protection that can last your entire life
Coverage Period
Guaranteed acceptance* for protection
that can last your entire life - you can't
be turned down
Rates
Lower initial premiums that increase
over time
Rates
Guaranteed rates that never increase
for any reason
Rates
Guaranteed rates that never increase
for any reason
No Medical Exam
Acceptance is based on answers to a few
health questions and other information you
provide or give us permission to obtain
No Medical Exam
Acceptance based on answers to three
health questions
No Medical Exam
No health questions;
Includes extra mortality risk charge
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* Guaranteed acceptance is subject to program coverage limits.