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Plus get a free information kit† by mail
Choose up to $50,000 in group protection. Guaranteed rates that never increase for any reason.
Easily apply online in minutes. No medical exam, just health and other information.
Help your loved ones with funeral costs, rent or mortgage payments, unpaid bills and more.
Not an AARP member? No problem! We’ll tell you how to join.‡
Ratings as of 10/18/2022. New York Life Insurance Company has the highest ratings for financial strength currently awarded to any U.S. life insurer from the leading independent rating services: A.M. Best, Fitch and Moody's Investors Service Highest Rating, Standard & Poor's Second-Highest Rating.
Call New York Life's Customer Experience Team (800) 247-2055
Monday to Friday: 8 a.m. to 8 p.m. (ET)
Online application may not be available in all states. Available to AARP members ages 50-80 and their spouses/partners ages 45-80. For other amounts or higher coverage options call New York Life at 1-800-607-6957.
*The rate of $13/month is for a female, age 50, non-smoker for $5,000 of coverage.
**No change to rates in MT and NY
†Includes details on costs, eligibility, renewability, limitations and exclusions.
‡ Not eligible for non-AARP members in AK, LA, and OR.
There may be a lower-cost permanent life product available, but it includes a two-year limited benefit period. An alternate permanent life insurance product may also be available with higher premiums and coverage amounts. It includes an acceleration for chronic illness but does not include a premium waiver for nursing home confinement.
The licensed life insurance agent is D. N. Ogle (Arkansas #17009138, California #0L37586).
The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010 (NAIC #66915). AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. New York Life Insurance Company is licensed in all 50 states. (Group policy form AA-80 issued in the District of Columbia).
New York Life Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, producers, or brokers. AARP has established the AARP Life Insurance Trust to hold group life insurance policies for the benefit of AARP members.
Complete terms and conditions are set forth in the group policy issued by New York Life to the Trustee of the AARP Life Insurance Trust.