Find the life insurance product that may be right for you.
AARP Life Insurance Program from New York Life Insurance Company
Level Benefit Term Life Insurance
Our Level Benefit Term Life Insurance lasts for a set period of time and offers up to $150,000** in protection.
Permanent Life Insurance
Our Permanent Life Insurance can last your entire life, with guaranteed rates that never increase for any reason.
Guaranteed Acceptance Life Insurance
Life insurance where acceptance is guaranteed, and protection can last your entire life.
Protection Amount
Level Benefit Term
Up to $150,000**
Permanent
Up to $50,000
Guaranteed Acceptance
Up to $25,000; limited benefits for first 2 years
Coverage Period
Level Benefit Term
Protection that can last to age 80
Permanent
Protection that can last your entire life
Guaranteed Acceptance
Protection that can last your entire life, guaranteed acceptance*
Rates
Level Benefit Term
Lower initial rates that increase over time
Permanent
Guaranteed rates that never increase for any reason
Guaranteed Acceptance
Guaranteed rates that never increase for any reason
No Medical Exam
Level Benefit Term
Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain
Permanent
Acceptance based on answers to health questions and other details you may be asked to provide
Guaranteed Acceptance
No health questions; includes extra mortality risk charge
*If you’re already insured with the program, the full coverage amount may not be available.
**Up to $100,000 for MT and NY residents.
Find the life insurance product that's right for you.
AARP Life Insurance Program from New York Life Insurance Company
Level Benefit Term Life Insurance
Our Level Benefit Term Life Insurance lasts for a set period of time and offers up to $150,000** in protection.
Get a quoteProtection Amount
Up to $150,000**
Coverage Period
Protection that can last to age 80
Rates
Lower initial rates that increase over time
No Medical Exam
Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain
**Up to $100,000 for MT and NY residents.
Permanent Life Insurance
Our Permanent Life Insurance can last your entire life, with guaranteed rates that never increase for any reason.
Get a quoteProtection Amount
Up to $50,000
Coverage Period
Protection that can last your entire life
Rates
Guaranteed rates that never increase for any reason
No Medical Exam
Acceptance based on answers to health questions and other details you may be asked to provide
Guaranteed Acceptance Life Insurance
Life insurance where acceptance is guaranteed, and protection can last your entire life.
Get a quoteProtection Amount
Up to $25,000; limited benefits for first 2 years
Coverage Period
Protection that can last your entire life, guaranteed acceptance*
Rates
Guaranteed rates that never increase for any reason
No Medical Exam
No health questions; includes extra mortality risk charge
*If you’re already insured with the program, the full coverage amount may not be available.
Looking for higher coverage?
If you have other questions that we can help with, or if you're looking for customized coverage of more than $150,000, just get in touch to talk through the options.
Call New York Life's Customer Experience Team
Monday to Friday: 8 a.m. to 8 p.m. (ET)