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AARP Life Insurance Program from New York Life
Level Benefit Term Life Insurance
Protection Amount
$10,000 to $150,000 in protection
Coverage Period
Protection that can last to age 80
Rates
Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life1
No Medical Exam
Just your health information
Permanent Life Insurance
Protection Amount
Up to $100,000 in protection
Coverage Period
Protection that can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Just your health information
Guaranteed Acceptance Life Insurance
Protection Amount
Up to $30,0002 in protection; Limited benefits for first 2 years
Coverage Period
Protection that can last your entire life, guaranteed acceptance3
Rates
Guaranteed rates that never increase
No Medical Exam
No health questions; Includes extra mortality risk charge
Looking for Higher Coverage?
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Call New York Life at (800) 607-6957
Monday to Friday: 8 a.m. - 8 p.m. (ET)
1Rates are based on your age when you exchange.
2Lower premiums are not available in GU, MN, MO, MT, OR, USVI, with coverage to $25,000. Rates vary based on age, gender and coverage amount and
are lower than the guaranteed acceptance product previously offered, which included an accelerated benefit for terminal illness. In NY, the previous product did not offer an accelerated benefit for terminal illness. In LA, the rates for the product
at age 80 are higher compared to the previous product, which also did not offer an accelerated benefit for terminal illness.
3If you're already insured with the program, the full coverage amount may not be available.