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AARP Life Insurance Program from New York Life
Level Benefit Term Life Insurance
Protection Amount
$10,000 to $150,000 in protection1
Coverage Period
Protection that can last to age 80
Rates
Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life2
No Medical Exam
Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain
Permanent Life Insurance
Protection Amount
Up to $50,000 in protection
Coverage Period
Protection that can last your entire life
Rates
Guaranteed rates that never increase
No Medical Exam
Acceptance based on answers to health questions and other information
Guaranteed Acceptance Life Insurance
Protection Amount
Up to $25,000 in protection; Limited benefits for first 2 years
Coverage Period
Protection that can last your entire life, guaranteed acceptance3
Rates
Guaranteed rates that never increase
No Medical Exam
No health questions; Includes extra mortality risk charge
1Up to $100,000 for NY residents.
2Rates are based on your age when you exchange.
3If you're already insured with the program, the full coverage amount may not be available.
Looking for Higher Coverage?
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Call New York Life at (800) 607-6957
Monday to Friday: 8 a.m. - 8 p.m. (ET)