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AARP Life Insurance Program from New York Life

AARP
Level Benefit
Term Life

Protection Amount

$10,000 to $150,0001

Coverage Period

Can last to age 80

Rates

Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life2

No Medical Exam

Just health questions and other information

AARP
Permanent
Life

Protection Amount

Up to $50,000

Coverage Period

Can last your entire life

Rates

Guaranteed rates that never increase

No Medical Exam

Just health questions and other information

New

AARP Permanent Life with Living Benefits

You can get half the benefit amount early if you develop a need for chronic care
You can get half the benefit amount early if you develop a need for chronic care

Protection Amount

Up to $100,000

Coverage Period

Can last your entire life

Rates

Guaranteed rates that never increase

No Medical Exam

Just health questions and other information

Not available in all states

AARP
Guaranteed Acceptance Life

Protection Amount

Up to $25,000; Limited benefits for first 2 years

Coverage Period

Can last your entire life, guaranteed acceptance3

Rates

Guaranteed rates that never increase

No Medical Exam

No health questions; Includes extra mortality risk charge

1Up to $100,000 for NY residents.
2Rates are based on your age when you exchange.
3If you're already insured with the program, the full coverage amount may not be available.

Looking for Higher Coverage?

  • Call New York Life at (800) 607-6957
    Monday to Friday: 8 a.m. - 8 p.m. (ET)