1 LIMRA Secure Retirement Institute

2 New York Life Insurance and Annuity Corporation 2015 Financial Information (Stationary Basis)

3 Retirement Income Industry Association, riia-usa.org/riia-awards

4 New York Life Insurance and Annuity Corporation 2015 Audited Financial Statement

5 A.M. Best, Fitch and Moody's Investors Service Highest Rating. Standard and Poor's Second-Highest Rating