Protection For
Your Family’s Future

The AARP Life Insurance Program from New York Life Insurance Company
offers a range of affordable life insurance choices. This group coverage developed
exclusively for AARP members gives you an easy way to help your loved ones cover:

• Medical or funeral bills
• Mortgage loans or other debts you may leave behind
• Everyday living expenses

Choose a coverage option below.

Get free information with a personalized life insurance rate quote
All products not available in all states.*

Level Benefit Term
Life Insurance »

Extra Protection
Term Life »

Permanent
Life Insurance »

Guaranteed
Acceptance Life »

Protection that lasts for a set time periodHigher coverage amounts; Protection that lasts for a set time periodProtection that can last a lifetimeGuaranteed acceptance† for protection that can last a lifetime
Up to $50,000 in protection$50,500-$100,000 in protectionUp to $50,000 in protectionUp to $15,000 in protection;
Limited benefit for first 2 years
Can last to age 80Can last to age 80Can provide lifetime coverageCan provide lifetime coverage
Lower initial premiums that increase over timeLower initial premiums that increase over timeAffordable premiums won’t go up just because you get olderAffordable premiums won’t go up just because you get older
No physical examNo physical examNo physical examNo physical exam
Acceptance based on answers to three health questionsAcceptance based on answers to a few health questions and other information we collectAcceptance based on answers to three health questions No health questions;
Includes extra mortality
risk charge









 
to compare side-by-side features and get quotes now.
 
*Extra Protection Term Life not available in New York. In Washington and New York, alternate Permanent Life products are available. Guaranteed Acceptance Life not available in New Jersey and Washington. In New York, an alternate product is available for Guaranteed Acceptance Life.
†Subject to program coverage limits.

Young Start

AARP Young Start lets AARP members provide affordable life insurance coverage to a young child or grandchild. This is coverage they can keep for their entire lives. No medical exam is required, and acceptance is based on answers to a few health questions.

Strength of New York Life,
Endorsement of AARP

The AARP Life Insurance Program from
New York Life is endorsed by AARP, a nonprofit membership organization that helps people 50 and over improve the quality of their lives.

Apply for Life Insurance in Three Easy Steps

  • Select Coverage
    Amount

    How much life
    insurance do you need?

  • Choose a Product

    Get the facts and
    a rate quote.

  • Two Easy Ways
    to Apply

    Apply online in most
    states or apply by mail.

  • See coverage choices and get a quote now, based on the amount you need.

    Get Started

Talk to a Life Insurance Representative

Talk to a Life Insurance Representative
Call New York Life at 1-800-865-7927
Monday - Friday: 8 a.m. to 10 p.m. (ET)
Saturday: 9 a.m. to 5 p.m. (ET)

Not an AARP Member Yet?

The AARP Life Insurance Program is exclusively for AARP members. It's easy to join AARP and apply for life insurance coverage at the same time.