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PUBLICATION OF THE AARP LIFE INSURANCE PROGRAM FROM NEW YORK LIFE |
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Inside This Issue:
Answers | Beating Fatigue | Exercise
Insuring Spouse | AARP Services
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Helping Others Is A Way Of Life
NEW YORK LIFE IN THE COMMUNITY
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Throughout our 155-year history, New York Life has recognized the importance of serving our
community as well as our
customers. To honor that commitment, New York Life has established a volunteer program that is dedicated to improving the lives of the people around us.
"Volunteers for LIFE" is a network of employees, agents and retirees whose mission is to develop and promote local
volunteer opportunities. Activities supported by Volunteers for
LIFE are extremely diverse, accommodating a wide variety of interests, abilities, and levels of commitment.
Some of the projects undertaken by our volunteers include collecting food and winter coats for the homeless, staffing soup kitchens, and refurbishing local schools. There is a special emphasis on projects that fall within the New York Life Foundation's "Nurturing the Children" initiative, which helps underprivileged children learn and grow.
New York Life employees, agents and retirees are committed to improving the lives of children. They serve as tutors for literacy programs that expose children to the world of books and ideas, mentor youngsters through Big Brothers Big Sisters, and volunteer as classroom instructors for Junior Achievement.
"Helping others is a way of life with our company," said service associate Stephen McCormick, who along with other volunteers from the AARP Operations Center in Tampa, recently threw a
costume party for mentally and physically challenged adults.
"I guess that's only natural, because if you think about it, that's really what people are doing when they buy life insurance - helping someone else. Maybe this is our way of doing just the same. And besides that, it's just plain fun!"
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and the answer is...
new york life answers the most commonly asked questions
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New York Life is committed to providing AARP customers with the best possible service. As a result, we have assembled a professional staff of service associates to address your needs and answer all your questions.
Over the years, our associates have found themselves answering certain questions much more frequently than others.
To save you a step, we are
providing a handy summary of these questions - along with the answers you would receive by calling our toll-free service
number. (For your reference, you may want to keep this
information with your other insurance records).
How do I change my
beneficiary or personal information?
An address or telephone number can be updated over the phone. Other information such as birth dates and gender errors require a signed and dated statement listing the correct
information. To change a
beneficiary you may complete a Change of Beneficiary form, or just send us a signed and dated statement. (Forms are available through our website, or you can call the number listed below.)
How do I file a claim?
Our customer service representatives will help see you through this difficult time. Simply call the number below and we'll mail out a claims packet within 24 hours.
How can I check to see when my payment is due, or when the last was received?
Just call the service number below, or access your payment information on our website. For your security, you will need to have your insurance certificate number available in order to access your personal folder on the website or if you are calling after-hours and reach our 24-hour automated service line. Otherwise, our service associates will be happy to help during the regular business hours shown below.
Can I apply for more coverage?
Since all our plans have maximum coverage limits, it's best to call and let one of our service associates review your options. They will access how much insurance you already have, the type of plan(s) you own, and inquire as to any significant health changes since you last applied.
Can I receive a
payment coupon book?
A payment book is not currently available, but we do offer an
automatic premium payment plan that conveniently deducts premiums from your bank account. You can request a form on our website or by
calling the service number below.
If you have any questions or need information on a topic that was not highlighted here, please call... we'll be happy to help you.
Toll Free: 888-963-7219
(Monday-Friday, 8am-10pm or Saturday, 9am-5pm, EST)
or click for customer service.
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Beating Fatigue
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Fatigue slows down your reflexes, breaks concentration, leads to errors, and makes it harder to handle stress. Here are some ways to reduce your fatigue.
- Exercise. Aerobic exercise makes your heart's output increase, so the blood carries more oxygen to meet the demand. You'll feel refreshed, physically and mentally.
- Eat regular, balanced meals. Your body will produce energy efficiently if fed good foods
regularly. Choose lots of proteins, complex carbohydrates, and little fat. Get all the required vitamins and minerals.
- Reduce your sugar intake. Too much sugar saps energy. Smoking and alcohol can do the same.
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- Manage your time. Fatigued people are often trying to do too much. Set realistic goals and plan projects accordingly.
- If you can't figure out why you're fatigued, see your doctor for an examination, blood work, or other appropriate tests.
- Ask your doctor if a food allergy, anemia, or a malfunctioning thyroid might be contributing to your tiredness.
- Improve your sleep. Remove any distractions. Sleep 7-9 hours. Go to bed at the same time each night. A good night's sleep is essential for you to function at your best.
You Want To Exercise, but how do you stay motivated?
First, choose an exercise you enjoy. If you hate lifting weights, try tennis. If running's boring, start swimming. To heighten your enjoyment, combine exercise with another activity you like. Watch a video on that exercise bike. Listen to a CD or cassette while you hike.
Don't do it alone. Find a workout partner. Make a commitment to exercise with someone, and you can keep each other accountable. Besides, you can socialize while you sweat. You can also tell your family and close friends about your exercise plan. They can provide encouragement.
Set an exercise goal that's challenging, but attainable within a few weeks. Once you reach that goal, set another. And, reward yourself each time you reach a milestone.
Finally, remind yourself how healthy exercise is. Even one of the world's easiest exercises, walking, lowers your risk of
dying from or developing many
illnesses including heart disease, stroke, cancer, diabetes, and osteoporosis. Exercising also helps you sleep, think, and learn better. So, let's go exercise!
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Insuring Your Spouse
An important consideration
Of course you want what's best for your family - that's why you made sure to buy a quality life insurance plan. But what about your spouse? Wouldn't your partner appreciate the same peace-of-mind that you now enjoy?
There are many reasons why buying life insurance for your spouse makes sense. If you are a dual income
family, the loss of even one wage-earner can have a dramatic impact on your finances. Spouse coverage - when combined with your own - can help protect your family in either case.
Securing coverage for your spouse also makes sense if you would like to leave a more substantial gift to your children. While the coverage for most insurance plans available to any AARP member is currently $25,000 - together you and your spouse may be able to double that amount, making as much as $50,000 available to your loved ones.
Spouse coverage is offered on all AARP Life Insurance plans -
beginning as early as age 45. Your spouse may apply for coverage even if you have not, or may apply for an amount or policy that differs from your own. If you have any questions or would like to receive an application packet, please feel free to give us a call at 1-888-963-7219.
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New Services from AARP Now Available to members!
AARP Small Business Center: On-line Resources for your Small Business
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Are you a small business owner? If so, you understand that to succeed you need to be smarter, faster and better than your larger competitors. To do this you need the most up-to-date information and advice.
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AARP has established the Small Business Center, a one-of-a kind resource for small business owners. Designed to help make running a small business easier, the AARP Small Business Center is packed with ideas, advice and lively
conversation to give you some of the secrets that make fortunes for savvy small business owners, and to help you avoid the mistakes that put some people out of business.
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Just log onto www.aarpsmallbiz.com to visit this FREE online community designed exclusively for small business owners. You'll find late-breaking news, business solutions, special deals and product discounts, on-line polls, expert advice and so much more. You can chat with other AARP small business owners and experts to keep your business running strong. And, you can register for your free online Small Business Alert newsletter.
This is your chance to help grow your business and help other AARP small business owners meet the challenges of the coming years. Come visit www.aarpsmallbiz.com today!
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Download
a printable version of this newsletter in PDF format*
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*Requires Adobe®
Acrobat® Reader™ to view and print. Click
here to download Adobe® Acrobat® Reader™.
New York Life is a registered service mark of New York Life Insurance Company. Other brands and products are trademarks of their respective holder.
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